> ## Documentation Index
> Fetch the complete documentation index at: https://developers.staging01.melio.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Melio Payouts API Documentation

> Everything you need to integrate Melio's self-serve payouts API — onboard businesses, attach accounts, and send domestic payments.

The Melio Payouts API lets partners onboard business entities, attach funding sources and payee accounts, and execute domestic payments via ACH, paper check, domestic wire, and virtual card — all through a single REST API served at `https://api.melio.com/v2`.

## How it works

The Melio Payouts API follows a simple three-step model:

<Steps>
  <Step title="Onboard an entity">
    Create a business entity with the required KYC fields (legal name, tax info, owner details). Melio screens the entity before it can send payments.
  </Step>

  <Step title="Attach accounts">
    Add an internal funding source (the debit account) and one or more external delivery methods (the payees). Supported rails: ACH, card, paper check, domestic wire, and virtual card.
  </Step>

  <Step title="Create a payment">
    Submit a payment with an amount, deduction date, and delivery preference. Melio schedules the transfer and fires webhooks as it progresses through the lifecycle.
  </Step>
</Steps>